Social Security Disability Insurance is a type of insurance that covers workers who become temporarily or permanently disabled. To qualify, you need to meet certain medical and work requirements.
When you have a long-term illness or disability, you face many challenges. You may need financial support to help you pay your medical bills, replace lost wages, and stay financially stable. Social Security Disability is a program that can help you; unfortunately, SSD is incredibly complex and confusing.
When you need to file for Social Security Disability, many of your family and friends will want to help. They might offer advice and recount the experiences of people they know. Unfortunately, information from well-meaning loved ones is often heard through the grapevine. In some cases, what they tell you has a grain of truth. In others, the “facts” are anything but.
When you’re dealing with a long-term illness or disability that prevents you from working, Social Security Disability Insurance can help you significantly: SSDI benefits can allow you to pay your bills and free you from endless financial worries.
The Social Security Disability program is a labyrinth. It is full of confusing regulations, requirements, and exceptions. (We cover one of the many common misconceptions about SSDI in a previous post.)