Determining Fault in Multiple-Vehicle Accidents

A multiple-vehicle collision, often referred to as a ‘pile-up or chain-reaction’, is a crash in which three or more vehicles are involved. When several vehicles are involved in an accident, it can be difficult to determine who is at fault. Being involved in one of these accidents can be terrifying and leave you confused, wondering who is responsible. Every situation is different, although some indicators can help determine who may be at fault. At Casper & Casper, our experienced attorneys have helped countless Ohio residents navigate the complexities of multi-vehicle accident claims. Here’s a breakdown of what you need to know about determining fault and how we can help.

Fault in Ohio

Ohio is an at-fault state, meaning the driver responsible for causing the accident is financially liable for paying for the resulting damages. Ohio uses a ‘comparative negligence’ standard, which considers the percentage of fault for each driver involved. According to Ohio Rev. Code 2315.33, an injured party can seek compensation as long as their share of the fault is 50% or less; however, the compensation will be reduced by their percentage of fault.

Factors That Help Determine Fault

• Was a driver following too closely?
• Were any traffic laws violated, such as speeding or running a red light?
• Were any drivers distracted by their phones?
• Were any drivers impaired?
• Did weather or road conditions play a part?

Common Multiple-Vehicle Accident Scenarios

1. Rear-End Chain Reaction

One of the most common multiple-vehicle crashes, rear-end chain reactions occur when a vehicle suddenly brakes, creating a domino effect with two or more vehicles behind it all slamming into one another.

2. Freeway Pile-Ups

These high-speed accidents can be due to a myriad causes, from bad weather to driver error. Due to their complex nature, determining fault in these scenarios can take months of investigation.

3. Intersection Accidents

When two or more vehicles collide at an intersection, it usually involves a driver failing to yield or running a red light. Witness statements, traffic cameras, and police reports are crucial in these circumstances.

How is Fault Determined?

In a multi-vehicle accident, fault is determined through the following:

• Insurance Company Investigations: Insurance adjusters review all evidence, including photos, videos, and accident reconstructions (a scientific process used to determine the cause of collisions).
• Police Reports: These reports from the scene of the crash include details of who was thought to be at fault, driver and witness statements, as well as any citations that may have been issued.
• Witness Testimony: Independent witness statements can be crucial, particularly in scenarios where each driver involved has a different story.
• Expert Analysis: In more complicated cases, accident reconstruction experts may be brought in to analyze what occurred immediately before and during the accident.

Can More Than One Driver Be at Fault?

As mentioned above, Ohio follows a comparative negligence rule, meaning that more than one driver can be found partially at fault. If you are found to be more than 50% responsible, you cannot recover damages from other drivers. For example, if you’re found to be 25% at fault, your compensation would be reduced by 25%. However, if you are found to be 55% at fault, you are not eligible to recover damages.

What to Do If You’re Involved in a Multiple-Vehicle Collision

If you are involved in a multi-vehicle crash, the safety of everyone involved should always be the number one priority. Assuming you are well enough, take the following steps:

1. Call 911: It’s important to call and report the accident as soon as possible. Proper documentation is key when seeking damages from other drivers.
2. Get Medical Attention: Many injuries do not show up immediately, so even if you think you’re ok, it’s best to get checked by a doctor.
3. Gather Evidence: Take photos and videos of the accident scene, injuries, and damages to all vehicles involved.
4. Get Contact Information: Get all drivers, passengers, and witnesses’ contact information, including driver’s license numbers and insurance information.
5. Call a Lawyer: If you believe you are due compensation, call a personal injury attorney. The sooner you get legal advice, the better.

Contact Us Today

Determining fault in a multiple-vehicle collision is complicated. With several insurance companies involved—each trying to minimize their payout—you need a trusted partner who will advocate for you. At Casper & Casper, we have fought for countless clients to ensure they receive the compensation they deserve.  Whether it’s medical bills, lost wages, or pain and suffering, we will work to secure your rights.

If you’ve been injured in a multi-vehicle crash, don’t try to battle the insurance companies alone. Let our seasoned attorneys guide you through the process and get you what you deserve. Give us a call for a free consultation today!