Workers’ compensation claims are investigated for a very simple reason: to prevent fraud. The Ohio Bureau of Workers’ Compensation wants to make sure that only injured workers get benefits—not scammers.
The workers’ compensation system is something of a compromise between a business and its employees. In exchange for providing insurance that covers you in the event of injury or work-related illness, you are prohibited from suing your employer (in most cases).
Every year, many legitimate workers’ compensation claims are denied—leaving injured workers without the money they need to pay their medical bills and support themselves.
The so-called “gig economy” is booming right now: the number of people working a freelance gig—a job that typically pays by the hour and doesn’t include a 401k, health insurance, or other benefits—is at an all-time high. A survey done by the Pew Research Center found that 24 percent of Americans earned money in 2015 through some kind of freelance work—whether it was driving for Uber or freelance web design.