Parenting a special needs child can be just as joyous as any other type of parenting. That said, there are often additional stressors that affect families with special needs children. Children with disabilities often require care that is expensive, which can be a source of worry for parents and caregivers.
When you have a long-term illness or disability, you face many challenges. You may need financial support to help you pay your medical bills, replace lost wages, and stay financially stable. Social Security Disability is a program that can help you; unfortunately, SSD is incredibly complex and confusing.
When you need to file for Social Security Disability, many of your family and friends will want to help. They might offer advice and recount the experiences of people they know. Unfortunately, information from well-meaning loved ones is often heard through the grapevine. In some cases, what they tell you has a grain of truth. In others, the “facts” are anything but.
The Social Security Disability program is a labyrinth. It is full of confusing regulations, requirements, and exceptions. (We cover one of the many common misconceptions about SSDI in a previous post.)